Money Eye - Privacy Policy

Last Updated: January 2026

Thank you for choosing Money Eye. This Privacy Policy explains how we handle your information when you use our application.

1. Information We Collect

1.1 Data You Provide: All your expense records, categories, budgets, and savings goals are stored exclusively on your device and are never transmitted to our servers.

1.2 Data Collected for Advertising: When you use the free version of Money Eye with advertisements, our advertising partner Google AdMob collects:

• Device Information: Device model, operating system version, unique device identifiers (Advertising ID)
• Location Data: Approximate location (country, city based on IP address)
• Usage Data: How you interact with advertisements, ad views and clicks
• Technical Data: IP address, network connection type, crash logs
• Advertising ID: Google Advertising ID for ad personalization

1.3 Third-Party API Data:

• When using currency conversion features, we send currency codes to exchange rate APIs
• No personal identifiers are included in these requests

2. How We Use Your Information

2.1 For App Functionality: Store and manage your expense data locally, maintain your preferences and settings, provide currency conversion features.

2.2 For Advertising: Display relevant advertisements via Google AdMob, measure advertising performance, analytics to improve app experience.

2.3 Legal Basis (GDPR):

• Contractual necessity: Providing expense tracking services
• Legitimate interests: Advertising to support free app development
• Consent: For personalized advertising (you can opt-out)

3. Data Storage and Security

3.1 Local Storage: Your expense data remains 100% on your device. Never transmitted to our servers. You control backup/export functionality.

3.2 Advertising Data: Processed by Google AdMob on their servers. Subject to Google's privacy practices and retention policies.

3.3 Data Security: Local data protected by device security. AdMob data protected by Google's security measures. We implement reasonable security practices.

4. Data Sharing and Disclosure

4.1 With Service Providers:

• Google AdMob: For advertising services
• Currency API providers: For exchange rates (currency codes only)

4.2 Legal Requirements: We may disclose information if required by law or to comply with legal obligations, protect our rights and property, or prevent fraud or security issues.

4.3 No Sale of Personal Data: We do NOT sell your personal data to third parties.

5. Your Rights and Choices

5.1 Advertising Preferences: You can opt-out of personalized advertising:

• On Android devices: Open Settings → Google → Ads → "Opt out of Ads Personalization"
• Or visit: https://adssettings.google.com/

5.2 Data Access and Control:

• Export Data: Settings → Export Data (CSV/JSON)
• Delete Local Data: Settings → Reset All Data
• Backup: Create local backups on your device

5.3 GDPR/CCPA Rights: If applicable, you have the right to access your personal data, request data portability, request data deletion, object to data processing, and lodge complaints with authorities.

6. Third-Party Services

Google AdMob: Advertising platform. Privacy Policy: https://policies.google.com/privacy. Opt-out: https://adssettings.google.com/

Exchange Rate APIs: We use public currency conversion services for exchange rates.

Google Play Services: Our app is distributed via Google Play Store, which may collect standard installation and update information.

7. Children's Privacy

Money Eye is not directed to children under 13. We do not knowingly collect personal information from children.

8. International Data Transfers

Advertising data may be transferred to and processed in countries outside your residence, including the United States.

10. Changes to This Policy

We may update this privacy policy. The "Last Updated" date at the top will be revised accordingly. Continued use of the app after changes constitutes acceptance.